CIPP-US PDF Exam Material 2026 Realistic CIPP-US Dumps Questions [Q38-Q53]

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CIPP-US PDF Exam Material 2026 Realistic CIPP-US Dumps Questions

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The CIPP-US evaluation checks different topics that are related to data privacy. Some of the tested domains are the basics of the US Privacy Environment, the laws around the collection and the use of data in the private sector, regulations around access to private-sector data by the government, privacy at the workplace as well as privacy laws in different states. Such an exam also tests the candidate’s knowledge of the laws and regulations around the movement of private information within the US, to and from the US, the EU, and other relevant jurisdictions. As for the evaluation facts, the CIPP-US exam includes 90 questions that a candidate ought to finish in 2.5 hours. The initial test attempt costs $550, but if one has another certification from IAPP, he or she gets a discount and only pays a fee of $375. In case of a retake, the amount to pay is also $375. The least score that one has to obtain is 300 points, where the range starts from 100 to 500 grades. Then, for the certificate’s maintenance, a candidate is required to pay a fee of $250 every two years. Still, the renewal fee is included in the membership cost for IAPP members. To add more, the vendor offers this test all through the year. However, the exam time and date may vary depending on the candidate‘s location. Lastly, all candidates should book their slots early enough, at least 90 days before the actual exam date.

Earning the CIPP-US certification demonstrates a high level of knowledge and expertise in U.S. privacy laws and regulations, which is increasingly important in today’s digital age. Certified Information Privacy Professional/United States (CIPP/US) certification also provides professionals with a competitive advantage in the job market and can lead to higher salaries and career advancement opportunities.

Q38. Which federal agency plays a role in privacy policy, but does NOT have regulatory authority?

The Office of the Comptroller of the Currency.

The Federal Communications Commission.

The Department of Transportation.

The Department of Commerce.

Q39. If an organization maintains data classified as high sensitivity in the same system as data classified as low sensitivity, which of the following is the most likely outcome?

The organization will be able to address legal discovery requests efficiently without producing more information than necessary.

The impact of an organizational data breach will be more severe than if the data had been segregated.

Temporary employees will be able to find the data necessary to fulfill their responsibilities.

The organization will still be in compliance with most sector-specific privacy and security laws.

Q40. Under state breach notification laws, which is NOT typically included in the definition of personal information?

State identification number

First and last name

Social Security number

Medical Information

Q41. SCENARIO
Please use the following to answer the next QUESTION:
You are the chief privacy officer at HealthCo, a major hospital in a large U.S. city in state A.
HealthCo is a HIPAA-covered entity that provides healthcare services to more than 100,000 patients. A third-party cloud computing service provider, CloudHealth, stores and manages the electronic protected health information (ePHI) of these individuals on behalf of HealthCo. CloudHealth stores the data in state B.
As part of HealthCo’s business associate agreement (BAA) with CloudHealth, HealthCo requires CloudHealth to implement security measures, including industry standard encryption practices, to adequately protect the data. However, HealthCo did not perform due diligence on CloudHealth before entering the contract, and has not conducted audits of CloudHealth’s security measures.
A CloudHealth employee has recently become the victim of a phishing attack. When the employee unintentionally clicked on a link from a suspicious email, the PHI of more than 10,000 HealthCo patients was compromised. It has since been published online. The HealthCo cybersecurity team quickly identifies the perpetrator as a known hacker who has launched similar attacks on other hospitals – ones that exposed the PHI of public figures including celebrities and politicians.
During the course of its investigation, HealthCo discovers that CloudHealth has not encrypted the PHI in accordance with the terms of its contract. In addition, CloudHealth has not provided privacy or security training to its employees. Law enforcement has requested that HealthCo provide its investigative report of the breach and a copy of the PHI of the individuals affected.
A patient affected by the breach then sues HealthCo, claiming that the company did not adequately protect the individual’s ePHI, and that he has suffered substantial harm as a result of the exposed data. The patient’s attorney has submitted a discovery request for the ePHI exposed in the breach.
What is the most effective kind of training CloudHealth could have given its employees to help prevent this type of data breach?

Training on techniques for identifying phishing attempts

Training on the terms of the contractual agreement with HealthCo

Training on the difference between confidential and non-public information

Training on CloudHealth’s HR policy regarding the role of employees involved data breaches

Q42. Which of the following best describes how federal anti-discrimination laws protect the privacy of private-sector employees in the United States?

They prescribe working environments that are safe and comfortable.

They limit the amount of time a potential employee can be interviewed.

They promote a workforce of employees with diverse skills and interests.

They limit the types of information that employers can collect about employees.

Q43. All of the following organizations are specified as covered entities under the Health Insurance Portability and Accountability Act (HIPAA) EXCEPT?

Healthcare information clearinghouses

Pharmaceutical companies

Healthcare providers

Health plans

Q44. Which of the following describes the most likely risk for a company developing a privacy policy with standards that are much higher than its competitors?

Being more closely scrutinized for any breaches of policy

Getting accused of discriminatory practices

Attracting skepticism from auditors

Having a security system failure

Q45. Which statute is considered part of U.S. federal privacy law?

The Fair Credit Reporting Act.

SB 1386.

The Personal Information Protection and Electronic Documents Act.

The e-Privacy Directive.

Q46. What is the main reason some supporters of the European approach to privacy are skeptical about self- regulation of privacy practices?

A large amount of money may have to be sent on improved technology and security

Industries may not be strict enough in the creation and enforcement of rules

A new business owner may not understand the regulations

Human rights may be disregarded for the sake of privacy

The European approach to privacy is based on the recognition of privacy as a fundamental human right that requires strong legal protection and oversight. The EU has adopted comprehensive and binding privacy laws, such as the General Data Protection Regulation (GDPR) and the ePrivacy Directive, that apply to all sectors and activities involving personal data. The EU also has independent data protection authorities (DPAs) that monitor and enforce compliance with the privacy laws, and a European Data Protection Board (EDPB)that issues guidance and opinions on privacy matters. The EU also requires adequate levels of privacy protection for personal data transferred to third countries or international organizations.
In contrast, the U.S. approach to privacy is based on a sectoral and self-regulatory model that relies on a combination of federal and state laws, industry codes of conduct, consumer education, and market forces. The
U.S. does not have a single, comprehensive, and enforceable federal privacy law that covers all sectors and activities involving personal data. Instead, the U.S. has a patchwork of federal and state laws that address specific issues or sectors, such as health, financial, children’s, and electronic communications privacy. The
U.S. also has various federal and state agencies that share jurisdiction over privacy matters, such as the Federal Trade Commission (FTC), the Federal Communications Commission (FCC), and the Department of Health and Human Services (HHS). The U.S. also relies on self-regulation by industries that develop and adhere to voluntary codes of conduct, standards, and best practices for privacy. The U.S. also allows personal data to be transferred to third countries or international organizations without requiring adequate levels of privacy protection, as long as the data subjects have given their consent or the transfer is covered by a mechanism such as the Privacy Shield or the Standard Contractual Clauses.
Some supporters of the European approach to privacy are skeptical about self-regulation of privacy practices because they believe that self-regulation is not effective, consistent, or accountable enough to protect the rights and interests of data subjects. They argue that self-regulation may not provide sufficient incentives or sanctions for industries to comply with privacy rules, or to adopt privacy-enhancing technologies and practices. They also contend that self-regulation may not reflect the views and expectations of data subjects, or address the emerging and complex privacy challenges posed by new technologies and business models. They also question the transparency and legitimacy of self-regulation, and the ability of data subjects to exercise their rights and seek redress for privacy violations. References:
* IAPP CIPP/US Study Guide, Chapter 1: Introduction to the U.S. Privacy Environment, pp. 9-10, 16-17
* IAPP website, CIPP/US Certification
* NICCS website, Certified Information Privacy Professional/United States (CIPP/US) Training

Q47. Read this notice:
Our website uses cookies. Cookies allow us to identify the computer or device you’re using to access the site, but they don’t identify you personally. For instructions on setting your Web browser to refuse cookies, click here.
What type of legal choice does not notice provide?

Mandatory

Implied consent

Opt-in

Opt-out

Q48. Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?

A prompt notification from the employer.

An opportunity to reapply with the employer.

Information from several consumer reporting agencies (CRAs).

A list of rights from the Consumer Financial Protection Bureau (CFPB).

Q49. Privacy Is Hiring Inc., a CA-based company, is an online specialty recruiting firm focusing on placing privacy professionals in roles at major companies. Job candidates create online profiles outlining their experience and credentials, and can pay $19.99/month via credit card to have their profiles promoted to potential employers. Privacy Is Hiring Inc. keeps all customer data at rest encrypted on its servers.
Under what circumstances would Privacy Is Hiring Inc., need to notify affected individuals in the event of a data breach?

If law enforcement has completed its investigation and has authorized Privacy Is Hiring Inc. to provide the notification to clients and applicable regulators.

If the job candidates’ credit card information and the encryption keys were among the information taken.

If Privacy Is Hiring Inc., reasonably believes that job candidates will be harmed by the data breach.

If the personal information stolen included the individuals’ names and credit card pin numbers.

Q50. The FTC often negotiates consent decrees with companies found to be in violation of privacy principles. How does this benefit both parties involved?

It standardizes the amount of fines.

It simplifies the audit requirements.

It avoids potentially harmful publicity.

It spares the expense of going to trial.

Q51. SCENARIO
Please use the following to answer the next question:
Noah is trying to get a new job involving the management of money. He has a poor personal credit rating, but he has made better financial decisions in the past two years.
One potential employer, Arnie’s Emporium, recently called to tell Noah he did not get a position.
As part of the application process, Noah signed a consent form allowing the employer to request his credit report from a consumer reporting agency (CRA). Noah thinks that the report hurt his chances, but believes that he may not ever know whether it was his credit that cost him the job.
However, Noah is somewhat relieved that he was not offered this particular position. He noticed that the store where he interviewed was extremely disorganized. He imagines that his credit report could still be sitting in the office, unsecured.
Two days ago, Noah got another interview for a position at Sam’s Market. The interviewer told Noah that his credit report would be a factor in the hiring decision. Noah was surprised because he had not seen anything on paper about this when he applied.
Regardless, the effect of Noah’s credit on his employability troubles him, especially since he has tried so hard to improve it. Noah made his worst financial decisions fifteen years ago, and they led to bankruptcy. These were decisions he made as a young man, and most of his debt at the time consisted of student loans, credit card debt, and a few unpaid bills ?all of which Noah is still working to pay off. He often laments that decisions he made fifteen years ago are still affecting him today.
In addition, Noah feels that an experience investing with a large bank may have contributed to his financial troubles. In 2007, in an effort to earn money to help pay off his debt, Noah talked to a customer service representative at a large investment company who urged him to purchase stocks. Without understanding the risks, Noah agreed. Unfortunately, Noah lost a great deal of money.
After losing the money, Noah was a customer of another financial institution that suffered a large security breach. Noah was one of millions of customers whose personal information was compromised. He wonders if he may have been a victim of identity theft and whether this may have negatively affected his credit.
Noah hopes that he will soon be able to put these challenges behind him, build excellent credit, and find the perfect job.
Consumers today are most likely protected from situations like the one Noah had buying stock because of which federal action or legislation?

The rules under the Fair Debt Collection Practices Act.

The creation of the Consumer Financial Protection Bureau.

Federal Trade Commission investigations into “unfair and deceptive” acts or practices.

Investigations of “abusive” acts and practices under the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Q52. Which of the following would best provide a sufficient consumer disclosure under the Fair Credit Reporting Act (FCRA) prior to a consumer report being obtained for employment purposes?

A verbal notice provided with a conditional offer of employment

A notice provision in an electronic employment application.

A notice provision in a mailed offer letter.

A standalone notice document.

Q53. What is the most important action an organization can take to comply with the FTC position on retroactive changes to a privacy policy?

Describing the policy changes on its website.

Obtaining affirmative consent from its customers.

Publicizing the policy changes through social media.

Reassuring customers of the security of their information.

IAPP CIPP-US exam is designed for professionals who work in the field of privacy, including privacy officers, privacy consultants, and privacy lawyers. CIPP-US exam is also suitable for those who are interested in pursuing a career in privacy. CIPP-US exam is open to anyone who has a basic understanding of privacy laws and regulations in the US and can demonstrate their knowledge through passing the exam.

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